ClearValue Advisory
Snapshot · $79
Business Valuation Report
Sunrise Plumbing & Drain LLC
Single-deliverable Snapshot tier · Same-session delivery · ~6 pages
Sample Report · Mock Data
Prepared For
Owner — Confidential
Prepared By
ClearValue Advisory
Date
May 2026
Tier
Snapshot
Confidential — Sample Document
CONFIDENTIAL

This Business Valuation Report has been prepared for the exclusive use of Sunrise Plumbing & Drain LLC and authorized recipients. Information contained herein is confidential and proprietary. Recipients agree not to reproduce, distribute, or disclose this document without prior written consent.

The information has been compiled from sources believed to be reliable but has not been independently verified. This document does not constitute an offer to sell or solicitation to purchase. Recipients should conduct independent due diligence before making any decisions.

This is a sample document using mock data for the fictional Sunrise Plumbing example. Snapshot tier ($79) generates exactly this single Business Valuation Report — no CIM, no Gap Analysis, no AI Roadmap, no SDE Normalization Schedule (Enterprise-only), no Goodwill Allocation (Enterprise-only).

Prepared by: ClearValue Advisory
Date: May 5, 2026
Document Type: Sample / Mock Data
ClearValue Advisory

Business Valuation Report — Contents

  1. Executive Summary
  2. SDE Reconstruction
  3. Multiple Analysis
  4. SBA Financing Snapshot
  5. Key Caveats

Business Valuation Report

Executive Summary

Sunrise Plumbing & Drain LLC is a 14-year-old residential and small-commercial plumbing service business operating throughout the Las Vegas metro. The business serves approximately 1,400 active customers, generated $2.84M in 2025 revenue, and produces a weighted Seller's Discretionary Earnings (SDE) of $631,950.

Based on industry-standard SDE multiples for owner-operated trade businesses with strong recurring revenue and established local brand, the indicated value range is $1.77M – $2.59M, with a base-case opinion of value at $2.21M.

Indicated Opinion of Value
$1.77M – $2.59M
Base case: $2.21M · Weighted SDE: $631,950 · Multiple: 3.5×

SDE Reconstruction

Seller's Discretionary Earnings (SDE) is the primary valuation metric for owner-operated businesses in this size range. It captures the total economic benefit available to a single owner-operator after normalizing for owner compensation, perks run through the business, and one-time expenses.

YearRevenueNet IncomeAdd-BacksSDE
2023$2,420,000$268,000$284,500$552,500
2024$2,690,000$305,000$298,200$603,200
2025$2,840,000$364,000$321,000$685,000
Weighted SDE50% / 30% / 20%$631,950

Add-Back Components

Multiple Analysis

Comparable transaction data for plumbing service businesses with $2–4M in revenue and similar SDE profiles trades in the 3.0×–4.5× range, with premium multiples reserved for businesses with proven systems, reduced owner dependency, and recurring revenue contracts. Sunrise Plumbing's recurring residential service base (60% of revenue) and 4.8-star Google rating support a multiple at the upper end of the standard range; the moderate owner involvement (52 hrs/week, owner runs estimating) caps the multiple short of premium territory.

ScenarioMultipleIndicated ValueReasoning
Conservative2.8×$1,769,000Quick sale, limited buyer pool, full-price-to-market test
Base Case3.5×$2,212,000Standard local-buyer process, properly marketed
Optimistic4.1×$2,591,000Strategic buyer (regional roll-up) with synergy potential

SBA Financing Snapshot

At the base-case purchase price of $2,212,000, a typical SBA 7(a) acquisition loan would require approximately 10–15% buyer equity ($221K–$332K), with the balance financed over 10 years at current rates of approximately 10.75%. Estimated monthly debt service is $25,400–$26,800, well within the SDE coverage ratio lenders require (~1.25× minimum). Personal goodwill considerations and the owner's planned transition timeline will materially impact what an SBA lender approves.

Key Caveats

This Snapshot Valuation reflects a self-reported, conversation-based assessment. It does not constitute a formal USPAP-compliant business appraisal. Buyers, attorneys, and SBA lenders will require additional due diligence including: tax returns, P&L review, customer concentration analysis, and a normalized financial reconstruction.

For document-verified analysis, comprehensive Confidential Information Memorandum, Strategic Gap Analysis, and AI Integration Roadmap, consider upgrading to Full Assessment ($299) or Enterprise ($699).